Nissan Extended Warranty

The Gist:

• Nissan extended warranty coverage can provide protection once your factory warranty expires for up to 8 years/120,000 miles, whichever comes first.
• You’ll find three levels of extended warranty options from Nissan: Gold, Silver, and Powertrain Preferred plans. 
• While Nissans have lower than average ownership costs, an extended car warranty can provide peace of mind in the event of an expensive mechanical breakdown.

If you’re purchasing a new Nissan or if your manufacturer’s warranty is about to expire, you may be wondering if a Nissan extended warranty is worth the investment. In this review, we’ll break down Nissan’s extended warranty coverage, compare it with third-party options, and help you decide whether a Nissan extended warranty is right for your vehicle.

Our review team has examined the best extended car warranty companies in the industry, taking a look at plan options, pricing, customer reviews, and more. Read on to see how Nissan stacks up against our top recommended provider. To find the best deal on a protection plan, get free quotes from several leading providers and compare pricing.

Nissan Extended Warranty Coverage

Nissan extended warranties, called Nissan Security+Plus^® Extended Protection Plans, protect your vehicle in the event of a mechanical breakdown for up to 8 years/120,000 miles. There are three Nissan extended warranty options, ranging from an exclusionary plan to an enhanced powertrain coverage plan. Learn more about each in the table below.

What Does A Nissan Extended Warranty Cover?

Nissan offers on its website a detailed breakdown of components protected with each coverage tier. See the table below for the systems covered by the Gold, Silver, and Powertrain Preferred plans.

It’s good to note that the lower-tier plans include fewer components in each vehicle system. For example, both the Gold and Silver plans cover the engine but the Gold Preferred tier includes 415 engine components while the Silver Preferred includes 302.

Nissan Extended Warranty Exclusions

As with most vehicle service contracts, Nissan extended protection plans have a number of exclusions, such as regular maintenance services, cosmetic damage, and normal wear-and-tear items like wiper blades, brake pads, tires, and lights.

Nissan Extended Warranty Perks

Nissan extended warranties are transferable but a small fee may apply. The manufacturer offers zero percent financing on extended warranty plans for up to 24 months. Contracts include some or all of the following perks:

• 24/7 emergency roadside assistance services
• Towing service coverage up to $100 per occurrence
• Rental car reimbursement up to $35 per day for five days
• Trip interruption benefits up to $500 per claim

Additional Nissan Protection Products

Nissan offers other protection products for your vehicle that may cover repairs typically excluded in an extended car warranty. Learn more about what each covers in the table below.

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Nissan Extended Warranty Costs

The cost of your Nissan extended auto warranty will vary depending on your particular model and dealership, and prices may be negotiable. Manufacturer-backed extended warranty coverage must be purchased before your vehicle’s factory coverage expires.

Through our extensive research of extended warranties, we’ve found that the average extended car warranty costs $3,026 in total. This average was calculated using quotes from top-ranking providers in our industry-wide review. See the table below for an average cost breakdown by coverage level.

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Do You Need Nissan Extended Warranty Coverage?

When trying to decide whether you could benefit from a Nissan extended warranty, there are two primary factors to consider: your factory coverage and your vehicle’s reliability.

There is little reason to purchase Nissan extended warranty coverage if you plan to get a new vehicle before your factory warranty expires. An extended warranty could increase the resale value of your car on the open market, but it will not increase the trade-in value at the dealership.

Additionally, if you don’t expect the cost of future car repairs to exceed the cost of your extended warranty, it is not worth getting extended warranty coverage.

Nissan Reliability

According to RepairPal, the average repair cost across all Nissan models is $500 per year. This is lower than the industry-wide average, which is $652 per year. However, reliability can vary by model. The chart below shows RepairPal’s reliability ratings and average annual repair costs for popular Nissan models:

Nissan performed below average in the J.D. Power 2024 U.S. Vehicle Dependability Study℠, with model owners reporting an average of 199 problems per 100 vehicles. The average across 29 total car brands in the study was 190 problems per 100 vehicles.

Nissan Factory Warranty

Before considering an extended warranty, it’s wise to check if your car is still covered under its manufacturer’s warranty. New Nissan vehicles come with a number of factory warranties that promise to repair or replace components that fail. These warranties include:

• Basic limited warranty: 3 years/36,000 miles
• Corrosion and perforation warranty: 5 years/unlimited miles
• Powertrain warranty: 5 years/60,000 miles
• Seat belt warranty: 10 years/unlimited miles

These term limits are short compared to some other manufacturer factory coverage, which means a Nissan extended warranty may be a good idea to protect your vehicle in the long run.

If you’re looking for or already own a used Nissan, certified pre-owned vehicles are covered by a 7-year/100,000-mile limited warranty similar to the basic warranty that comes with new Nissans.

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Benefits Of A Third-Party Extended Car Warranty

A Nissan extended warranty must be purchased from a Nissan dealer before your factory warranty expires. If you buy a used Nissan or have an older model, you may not be eligible for Nissan extended warranty coverage.

Luckily, there are plenty of reputable extended car warranty companies that will cover older vehicles with plans that can be purchased at any time. While third-party warranties don’t always offer coverage as comprehensive as factory warranties, third-party providers are generally more flexible, offer a variety of plans, and have larger repair shop networks for covered repairs. Often, third-party warranties are also cheaper.

The chart below compares Nissan’s extended warranty coverage with one of our top-rated third-party providers, Endurance.

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Nissan Extended Warranty: Our Take

A Nissan extended warranty could be a good choice to protect your vehicle over the long term, as coverage is comprehensive. However, Nissan vehicles have below-average annual repair costs, so you may spend more money on the warranty than at the mechanic. 

Still, even the most reliable vehicles will experience the occasional mechanical breakdown, and an extended warranty is a great way to get increased peace of mind on the road and protect yourself against potentially costly repairs.

A third-party warranty can be a good option for vehicles no longer eligible for a Nissan extended warranty or for drivers who want more flexible coverage options. To see how much you would pay for third-party coverage, get free quotes from a few of the best extended warranty providers below.

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Nissan Extended Warranty: FAQ

Here are some frequently asked questions about an extended car warranty from Nissan: 

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How We Rate Warranty Providers

Our review process aims to deliver consistent and unbiased assessments of extended auto warranty providers. While there are multiple qualities that make a warranty company successful, our review team focuses on those we believe are the most important for consumers:

• Reputation: It’s important that an extended car warranty company is able to meet its claims obligations. Companies with a strong rating from the Better Business Bureau (BBB) and a long history of reliable service score well in this category. We also evaluate the availability and transparency of each company’s contracts, as well as whether each provider offers a money-back guarantee.

• Coverage: Our team of experts looks at the number of extended warranty plans available, as well as term limits, exclusions, and added benefits like roadside assistance. Ratings also take into account the availability of maintenance coverage.

• Price: Cost can be difficult to compare between providers because so many factors impact vehicle service contract pricing. To determine our cost score, we perform a secret shopper analysis for a variety of vehicles and plans and consider available deductibles.
• Customer Experience: We listen to real customer sales calls and comb through reviews on sites like the BBB to learn about customer experiences. Warranty companies with a low volume of complaints score well in this area. We also consider the availability of mobile apps and chat features.

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