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Volvo Extended Warranty

We compare Volvo’s extended warranty to coverage from independent providers to help you decide which kind of vehicle service contract is right for you.

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03/29/2024 10:13 PM

The Gist:

  • A Volvo extended warranty can last up to 7 years/150,000 miles.
  • Volvo owners can choose from three levels of coverage: the Platinum, Gold, and Powertrain plans.
  • The best way to learn what an extended warranty may cost you is to contact an authorized Volvo dealer.

Volvo’s factory coverage is relatively short compared to other manufacturer new vehicle coverage, but purchasing a Volvo extended warranty can give drivers long-term auto protection and added peace of mind.

In this article, we’ll review the coverage details and costs of a Volvo extended warranty. We’ll also describe what’s included in factory coverage and how an extended auto warranty differs. Finally, we’ll compare the Volvo extended warranty against third-party alternatives.

We’ve reviewed the best extended warranty companies in the industry. To find out how much you would pay for a protection plan, get free quotes from several leading providers and compare pricing.

Endurance
4.5
Reputation: 4.5/5.0
Coverage: 5.0/5.0
Price: 4.5/5.0
Customer Experience: 4.5/5.0
idée Endurance is our first choice for extended warranties
  • Best Plan Offerings
  • Mileage Covered: 200,000 miles on the odometer
  • Free Cancellation: Full refund within 30 days
  • Plan Options: 6 different plans to choose from
  • Longest Plan Term: Up to 8 years
  • Discounts: $300 same-day signup discount, $250 shopping voucher, and others
Plan coverage includes Endurance Elite perks™
Exclusionary plan One-year membership for free
Powertrain plan Tire repair and replacement
Maintenance coverage with Endurance Advantage Key fob replacement
Roadside assistance Total loss protection
Towing Collision discount
Rental car $250 rewards voucher
Trip interruption coverage Endurance Protect app

What Does A Volvo Extended Warranty Cover?

A Volvo extended warranty provides up to seven years or 150,000 miles of mechanical breakdown coverage, whichever comes first. Volvo has three coverage levels for extended protection–the Platinum plan, Gold plan, and Powertrain plan–that can take care of covered repairs due to defects or poor workmanship.

  • Platinum: This plan provides exclusionary bumper-to-bumper coverage. It excludes items like brake linings, airbags, glass, trim, tires, wheels, non-hybrid batteries, light bulbs, filters, and more.
  • Gold: The Gold plan covers many important vehicle components, including the engine, cooling system, transmission, drive axle, steering, brakes, air conditioning, suspension, and electrical system.
  • Powertrain: This plan provides basic powertrain coverage. It covers the engine, transmission, and drive axle.

Perks Of A Volvo Extended Warranty

Added benefits that come with all Volvo extended car warranties include:

  • Roadside assistance: Including fuel delivery and battery jump-start services
  • Towing coverage: Up to $100 per occurrence
  • Rental car reimbursement: Up to $40 per day for a maximum of 10 days
  • Trip interruption coverage: Up to $100 per day for a maximum of five days

Volvo Extended Warranty Cost

In our October 2023 consumer survey of 1,000 manufacturer extended warranty customers, most paid between $1,550 and $3,000 total for coverage. However, the cost of a Volvo extended warranty is variable and will be different for each customer. Final prices are based on your vehicle’s model and mileage, as well as your location and the deductible, plan, and coverage term limit you choose. The price of a vehicle service contract may be negotiated at the dealership.

Icons showing six factors that affect extended warranty costs

Do You Need Volvo Warranty Coverage?

When considering extended coverage, it’s smart to research your vehicle’s reliability, average repair costs, and the factory coverage that comes with new cars. These factors will help you determine whether an extended warranty would be a good investment to protect your vehicle.

Volvo Reliability

Volvo reliability ratings are slightly above the industry average. According to RepairPal, the average annual repair cost across all Volvo models is $769. This is slightly higher than the industry-wide average of $652.

Here’s how reliability and estimated repair costs break down for three popular Volvo cars:

RepairPal Reliability RatingAverage Annual Repair Cost
Volvo S603.5 out of 5.0$750
Volvo S804.0 out of 5.0$705
Volvo XC903.5 out of 5.0$851

Transmission issues, which are typically some of the most expensive to fix, are unfortunately a common mechanical breakdown for Volvo vehicles according to RepairPal. This is where an extended warranty can come in handy. Even the most basic coverage plan–a powertrain warranty–covers your engine, transmission, and drivetrain and may be a good investment for a Volvo.

Volvo Factory Warranty

Every new Volvo comes with a factory warranty that covers any repairs or replacements due to defects in workmanship or materials. This new vehicle limited warranty lasts for 4 years/50,000 miles, whichever comes first.

Certified pre-owned (CPO) Volvos are covered by a transferable 5-year/unlimited-mile warranty that covers the same components as the new vehicle limited warranty.


Benefits Of A Third-Party Extended Car Warranty

Volvo offers standard extended warranty coverage, and if the price is right, it might be a good fit for your vehicle. However, if you’d prefer to get coverage independent of a dealership, you can purchase an extended warranty from a third-party provider.

While third-party extended warranty providers don’t guarantee the use of genuine Volvo parts, they generally offer more flexible coverage options and lower prices. Below, we compare the Volvo extended warranty against our highest-rated vehicle service contract company: Endurance.

Volvo
Extended Warranty
Endurance
Extended Warranty
Start DateWhen factory warranty expiresAnytime
Longest Term120,000 miles200,000+ miles
Number of Plans36
Deductible$0 to $250$0, $50, $100, $200
Repair FacilitiesVolvo dealershipsRepair shops certified
by the National Institute
for Automotive Service Excellence
(ASE®)
Extra Benefits• Roadside assistance
• Rental reimbursement
• Courtesy towing
• Trip interruption
1 year free of Elite Benefits, which includes:

• Roadside assistance
• Total loss protection
• Collision discount
• Tire repair/replacement
• Key fob replacement
• Endurance mobile app
How to PurchasePurchase from dealershipsGet Quote

Based on our research, an aftermarket warranty costs an average of $977 per year across coverage types. 

In addition to Endurance, many respondents reported purchasing extended warranty coverage from CarShield, CARCHEX, and Olive.


Volvo Extended Warranty: Our Take

Given that the Volvo manufacturer’s warranty only lasts for 50,000 miles, and most drivers keep their cars for up to 150,000 miles, a Volvo extended warranty may be a good investment to protect you from paying for costly repairs later in your car’s life.

Many Volvos experience transmission issues, which is an especially costly repair that can easily set you back upwards of $1,000. If the thought of paying this cost out-of-pocket makes you uneasy, a Volvo extended warranty can give you added peace of mind.

Purchasing an extended warranty from a vehicle manufacturer is usually a safe bet, and Volvo offers comprehensive coverage at reasonable rates. You may be able to find a cheaper contract from a third-party provider, but be sure to read extended warranty plans carefully to be sure that the most important vehicle components are covered.

To see how much coverage would cost for your Volvo, get free quotes from some of our top recommended providers: Endurance, CARCHEX, and CarShield.

Endurance
4.5
Reputation: 4.5/5.0
Coverage: 5.0/5.0
Price: 4.5/5.0
Customer Experience: 4.5/5.0
idée Endurance is our first choice for extended warranties
  • Best Plan Offerings
  • Mileage Covered: 200,000 miles on the odometer
  • Free Cancellation: Full refund within 30 days
  • Plan Options: 6 different plans to choose from
  • Longest Plan Term: Up to 8 years
  • Discounts: $300 same-day signup discount, $250 shopping voucher, and others
Plan coverage includes Endurance Elite perks™
Exclusionary plan One-year membership for free
Powertrain plan Tire repair and replacement
Maintenance coverage with Endurance Advantage Key fob replacement
Roadside assistance Total loss protection
Towing Collision discount
Rental car $250 rewards voucher
Trip interruption coverage Endurance Protect app

Volvo Extended Warranty: FAQ

Below are some commonly asked questions about Volvo extended warranties: 

Is a Volvo protection package worth it?

A Volvo extended warranty may be worth it if your dealership offers you a good price for coverage. While Volvos are reliable cars, they are known to have transmission issues that can result in costly repairs. An extended warranty can give you peace of mind knowing you won’t have to cover repairs out-of-pocket.

How long is the warranty on a Volvo?

The factory warranty that comes standard with every Volvo lasts for 4 years/50,000 miles, whichever comes first.

What is the Volvo extended warranty?

A Volvo extended warranty is a vehicle protection plan that covers most major vehicle components. It will pay to repair or replace parts that malfunction due to a mechanical issue. There are three tiers of coverage, the Platinum, Gold, and Powertrain plans. Keep in mind that Volvo extended warranty plans will not cover collision repairs or any damage from improper vehicle maintenance. Some exclusions are glass, exterior trim, upholstery, wheels, tires, and brake pads.

How much does an extended warranty cost for a Volvo?

The price of a Volvo extended warranty depends on your particular model, your location, and the terms of your contract. Contact a Volvo dealer to get a quote for your vehicle.

Does Volvo offer an extended warranty?

You can lengthen your factory warranty coverage by purchasing a Volvo extended warranty before your manufacturer warranty expires. Volvo extended warranty contracts can last as long as 7 years/150,000 miles.


How We Rate Warranty Providers

Our review process aims to deliver consistent and unbiased assessments of extended auto warranty providers. While there are multiple qualities that make a warranty company successful, our review team focuses on those we believe are the most important for consumers:

  • Reputation: It’s important that an extended car warranty company is able to meet its claims obligations. Companies with a strong rating from the Better Business Bureau (BBB) and a long history of reliable service score well in this category. We also evaluate the availability and transparency of each company’s contracts, as well as whether each provider offers a money-back guarantee
  • Coverage: Our team of experts looks at the number of extended warranty plans available, as well as term limits, exclusions, and added benefits like roadside assistance. Ratings also take into account the availability of maintenance coverage.
  • Cost: Cost can be difficult to compare between providers because so many factors impact vehicle service contract pricing. To determine our cost score, we perform a secret shopper analysis for a variety of vehicles and plans and consider available deductibles.
  • Customer Experience: We listen to real customer sales calls and comb through reviews on sites like the BBB to learn about customer experiences. Warranty companies with a low volume of complaints score well in this area. We also consider the availability of mobile apps and chat features.

View Pricing from our #1 Provider – Endurance

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