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Olive Car Warranty Review

Learn whether Olive car warranty plans offer vehicle protection that meets your needs.

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With our partner, Olive 

12/19/2023 01:33 PM
Endurance
4.5
Reputation: 4.5/5.0
Coverage: 5.0/5.0
Price: 4.5/5.0
Customer Experience: 4.5/5.0
idée Endurance is our first choice for extended warranties
  • Best Plan Offerings
  • Mileage Covered: 200,000 miles on the odometer
  • Free Cancellation: Full refund within 30 days
  • Plan Options: 6 different plans to choose from
  • Longest Plan Term: Up to 8 years
  • Discounts: $300 same-day signup discount, $250 shopping voucher, and others
Plan coverage includes Endurance Elite perks™
Exclusionary plan One-year membership for free
Powertrain plan Tire repair and replacement
Maintenance coverage with Endurance Advantage Key fob replacement
Roadside assistance Total loss protection
Towing Collision discount
Rental car $250 rewards voucher
Trip interruption coverage Endurance Protect app
Pros Easy to purchase or cancel Generally affordable Strong online presence No waiting period before coverage
Cons No $0 deductible choices Doesn’t offer maintenance plans

Olive Review

4

The Bottom Line

Olive offers affordable extended car warranties and a seamless online experience for customers.

Since the company is a newcomer to the extended warranty business, it’s fair to wonder how an Olive car warranty compares to the competition. After careful research, we found that drivers who opt for Olive usually receive high-quality coverage at reasonable rates.

Olive stands out for multiple reasons, including an all-digital environment that makes it simple for drivers to purchase a plan or file a claim. We found that an Olive car warranty is among the best extended car warranty options available. Between reasonable pricing and quality coverage, it’s definitely worth considering for a standout vehicle protection plan.

About Olive

Olive car warranty coverage has been receiving strong customer reviews since the company’s founding in early 2020. Unlike many reputable extended car warranty companies, Olive doesn’t require a waiting period. It also lets drivers cancel their plans at any time with no hassle. In California, Olive offers almost identical mechanical breakdown coverage Instead of vehicle service contracts.

Olive car warranty plans are digital-facing and simple to navigate entirely online. The company’s flexible and forward-thinking approach to extended warranty coverage has earned it a strong reputation, as seen by its average star rating of 4.6 out of 5.0 on Google. Olive also refuses to robocall drivers, a rarity among extended warranty providers.


Cost Of An Olive Extended Warranty

Olive car warranty plans are generally on the cheaper side for the extended warranty market. The company’s low costs often attract drivers wanting new or used car warranties at affordable rates. Below are quotes we received from Olive for a 2022 Honda Civic with a $100 deductible:

Olive Car Warranty PlanTerm LengthCost Per MonthTotal Cost
Complete Care3 years/185,000 miles$101.10 for 36 months$3,639.60
Powertrain Plus3 years/185,000 miles$75.82 for 36 months$2,729.52
Powertrain3 years/185,000 miles$70.77 for 36 months$2,547.72

While these rates are generally lower than those from most providers, Olive car warranty plans last for only 36 months. The majority of vehicle service contract providers have options for coverage that’s much longer than what Olive offers.

Even with its somewhat brief length, an Olive car warranty will likely save you money compared to other providers. You could spend well over $2,000 for coverage from many other companies, even when plan length doesn’t greatly differ. You’ll also find that third-party extended warranty providers almost always offer cheaper coverage than the extended manufacturer’s warranties often sold through dealerships.

Olive Car Warranty Deductible

Every Olive car warranty comes with a deductible of $100, $250, or $500. Unlike with many providers of extended auto warranties, there’s no option for a $0 deductible. You’ll likely pay less for an Olive car warranty if you choose a $500 deductible, but you’ll pay more out of pocket if you file a claim.

When choosing a deductible amount, consider whether you’d rather have low monthly payments for an Olive car warranty or be almost entirely covered if a mechanical breakdown occurs.


Olive Extended Car Warranty Coverage

Coverage for an Olive car warranty depends on which of the company’s three plans you choose. The bumper-to-bumper warranty found in the Complete Care package is an exclusionary contract, meaning Olive will cover everything not explicitly excluded from the agreement. The Powertrain Plus and Powertrain plans only cover what’s mentioned in your contract.

Below, you’ll see a comparison of the three Olive car warranty plans:

Complete CarePowertrain PlusPowertrain
Engine
Transmission
Front-wheel drive
Rear-wheel drive
Steering
Front suspension
Rear suspension
Brake system
Air conditioning
Electrical
High-tech parts

Most vehicle protection plans have waiting periods before coverage begins, but that’s not the case with an Olive car warranty. Additionally, you’ll still be able to receive all of your money back if you cancel a plan within the first 30 days.

If you’re looking for an extended warranty for cars over 100k miles, note that Olive vehicle protection plans won’t extend beyond 185,000 miles. While that’s still longer than many extended warranty providers, it’s not as long as some of the competition.

Be aware that Olive offers mechanical breakdown insurance (MBI) in California instead of vehicle service contracts. This MBI is nearly identical to coverage available in other states.

Olive Car Warranty Benefits

Every extended warranty from Olive comes with up to $100 worth of towing coverage, as well as rental car reimbursement for the time your vehicle is being repaired in the shop. While these benefits are fairly standard across providers, they come in handy whenever a mechanical breakdown occurs.


What’s Not Covered By An Olive Car Warranty?

An Olive car warranty could greatly reduce repair costs after a mechanical breakdown, but it won’t cover every part of your vehicle. Below are some situations and vehicle parts Olive plans exclude:

  • Wear-and-tear items such as brake pads and windshield wiper blades
  • Preexisting conditions with your vehicle
  • Regular maintenance needs such as tire rotations and oil changes
  • Damages caused by an accident or the environment

These exclusions are typical for any extended warranty provider. Since a vehicle service contract is intended to cover your vehicle after a mechanical breakdown, situations such as collisions won’t be handled through an Olive car warranty.

While many vehicle service contracts come with lockout assistance, fuel delivery, and trip interruption coverage, that’s not true of Olive car warranty plans. You’ll need to look elsewhere if you’re hoping for these additional benefits.


How Olive Extended Warranties Work

It’s simple to sign up for and manage an Olive car warranty. The online quotes process takes mere minutes and offers extended car warranty costs and coverage details for each of the three plans. If you purchase an extended warranty, coverage will begin the day after you make the first month’s payment.

Filing a claim through Olive is also easy. The steps outlined below will take you through the process:

  • Head to any repair shop that’s certified by the National Institute for Automotive Service Excellence (ASE).
  • Call Olive at 800-773-9980 or log in to your account at Olive.com to notify the company of a claim.
  • Pay your deductible. Your Olive car warranty plan will cover all other repair costs.
  • Wait for the repair to be completed.

An Olive car warranty can be transferred or canceled for a prorated refund at any time. If you cancel a plan within the first 30 days, you’ll receive a full refund.

Between its straightforward online quote tool and simple claims process, an Olive car warranty should add peace of mind after a mechanical breakdown. Drivers report that Olive’s robust online presence makes it less of a hassle than some other extended warranty providers.


Olive Car Warranty Reviews

Because Olive is relatively new, there aren’t many reviews of the company online. But those that do exist are encouraging. The company has an average of 4.6 out of 5.0 stars from over 300 customers on Google, and Olive’s parent company holds accreditation and an A rating from the Better Business Bureau (BBB).

Positive Olive Car Warranty Reviews

Reviews for an Olive car warranty often mention high-quality customer service and good value. The majority of Olive reviews online give the provider a 5.0-star rating.

“Best value for full coverage versus anywhere else I shopped. You can talk to real people who have no script. Very personal and customer service oriented. I highly recommend.”

– Daniel T. via Google

“We were pleased to find Olive when we needed to extend our car’s warranty. We feel that we now have great coverage at a very reasonable price, and the representative we spoke with was professional and courteous.”

– Jolinda P. via Google

Negative Olive Car Warranty Reviews

While it’s relatively difficult to find negative reviews of an Olive car warranty, those that exist usually mention claims being denied. Remember that Olive warranty plans won’t cover preexisting conditions or wear-and-tear components.

“Buying Olive was a mistake. My car broke down on the freeway and was towed to a mechanic. Olive gave grief to my mechanic and three months later, I still haven’t been reimbursed for my towing and car rental.”

– Fernando R. via Google

“I purchased a warranty from Olive, and when I filed a claim for transmission replacement, it got denied. I had it diagnosed by a local mechanic. They rejected it because they said it didn’t have enough evidence.”

– Mark R. via Google


Bottom Line On Olive: 4.0 Stars

We give Olive car warranty plans a rating of 4.0 out of 5.0 stars for the provider’s affordable pricing and sophisticated online presence. While the company doesn’t offer routine maintenance plans or coverage options with a $0 deductible, most drivers come away pleased with Olive’s offerings.

Review CategoryRatings Score
Reputation4.0
Coverage4.0
Price4.0
Customer Experience4.0
Overall Rating4.0

Top Recommendations For Extended Car Warranties

Olive car warranty plans offer many advantages, but it’s smart to get quotes from various providers to receive the best prices and coverage. Two other extended warranty companies to consider are CarShield and Endurance.

CarShield: Month-to-Month Contracts

Affordability is routinely mentioned as a key factor in CarShield reviews. The company’s six vehicle service contract options are some of the cheapest on the market, especially considering their broad coverage. On top of that, CarShield offers added perks such as roadside assistance, fuel delivery, and trip interruption benefits.

If you’re looking for a bargain extended warranty plan that will meet all of your needs, CarShield is a top choice. Its below-average prices make it an excellent provider to compare with Olive, as you’ll likely find impressive savings between the two.

Endurance: Best Plan Offerings

Drivers can choose from six levels of coverage when they pick Endurance. From basic powertrain coverage up to exclusionary and maintenance contracts, drivers will find nearly every type of extended warranty from Endurance.

In addition, customers receive a one-year membership for Endurance Elite Benefits, a program that includes up to $1,000 in total loss protection, up to $500 after a collision, and up to $250 toward tire repair and replacement. Endurance warranty reviews mention that it isn’t always the cheapest option, but it provides comprehensive coverage.

Olive Car Warranty: FAQ

How long does an Olive warranty last?

Olive car warranty coverage lasts for three years and up to a maximum of 185,000 miles. As long as your vehicle isn’t approaching the upper mileage limit, expect to be able to renew your coverage for an additional three years.

Does an Olive car warranty cover all repairs?

An Olive car warranty doesn’t cover repairs caused by preexisting conditions, wear and tear, accidents, or environmental damage. Extended warranty coverage is intended to protect your vehicle in the event of a mechanical breakdown.

What do Olive warranty reviews say about the company?

Olive warranty reviews are generally positive, as seen by the company’s average score of 4.6 out of 5.0 stars on Google. Most customers agree that Olive offers affordable protection and quality service.

How We Rate Warranty Providers

Our review process aims to deliver consistent and unbiased assessments of extended auto warranty providers. While there are multiple qualities that make a warranty company successful, our review team focuses on those we believe are the most important for consumers:

  • Reputation: It’s important that an extended car warranty company is able to meet its claims obligations. Companies with a strong rating from the Better Business Bureau (BBB) and a long history of reliable service score well in this category. We also evaluate the availability and transparency of each company’s contracts, as well as whether each provider offers a money-back guarantee.
  • Coverage: Our team of experts looks at the number of extended warranty plans available, as well as term limits, exclusions, and added benefits like roadside assistance. Ratings also take into account the availability of maintenance coverage.
  • Cost: Cost can be difficult to compare between providers because so many factors impact vehicle service contract pricing. To determine our cost score, we perform a secret shopper analysis for a variety of vehicles and plans and consider available deductibles.
  • Customer Experience: We listen to real customer sales calls and comb through reviews on sites like the BBB to learn about customer experiences. Warranty companies with a low volume of complaints score well in this area. We also consider the availability of mobile apps and chat features.

*Data accurate at time of publication.