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Lincoln Extended Warranty Review

Lincoln extended warranty plans cover new and certified pre-owned Lincolns. Read our complete Lincoln extended warranty review to learn more about your options.

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12/17/2023 01:15 AM
Endurance
4.5
Reputation: 4.5/5.0
Coverage: 5.0/5.0
Price: 4.5/5.0
Customer Experience: 4.5/5.0
idée Endurance is our first choice for extended warranties
  • Best Plan Offerings
  • Mileage Covered: 200,000 miles on the odometer
  • Free Cancellation: Full refund within 30 days
  • Plan Options: 6 different plans to choose from
  • Longest Plan Term: Up to 8 years
  • Discounts: $300 same-day signup discount, $250 shopping voucher, and others
Plan coverage includes Endurance Elite perks™
Exclusionary plan One-year membership for free
Powertrain plan Tire repair and replacement
Maintenance coverage with Endurance Advantage Key fob replacement
Roadside assistance Total loss protection
Towing Collision discount
Rental car $250 rewards voucher
Trip interruption coverage Endurance Protect app

Lincoln is a luxury carmaker owned by Ford Motor Company that has been selling cars for more than a century. For those buying new or certified pre-owned vehicles from the dealer, you will likely be faced with an offer for a Lincoln extended warranty.

When it comes to protecting your vehicle with an extended warranty, it’s important to consider all of your options. Our expert review team has combed through Lincoln’s extended warranty offerings to help you understand what exactly you can get from a policy.

Even if Lincoln’s extended warranty seems like a good fit, don’t forget to compare free quotes from independent warranty companies, too. The best extended car warranty for you will depend on the vehicle you buy, how you use it, and the coverage you need.

What Does A Lincoln Extended Warranty Cover?

There are four tiers of coverage for Lincoln extended warranties, which are called Lincoln Protect Extended Service Plans (ESPs). With a Lincoln extended warranty, you can get coverage for up to 8 years or 125,000 miles, whichever comes first.

You don’t have to purchase a Lincoln extended warranty at the time of buying your new vehicle, but there is still a deadline to get this additional coverage. Lincoln drivers have 4 years or 50,000 miles (whichever comes first) to purchase one of these protection plans. As an added bonus, all plans are fully transferable.

Choosing a Lincoln extended warranty comes with some restrictions. For one, you’ll only be able to service your vehicle at Lincoln and Ford dealerships. If you have a mechanic you really like at a private repair shop, this might be a deal breaker. The warranty also only covers genuine Lincoln parts and repairs made at the dealer, so it’s not great for the DIY crowd.

PremiumCARE

The PremiumCARE plan covers parts and labor for over 1,000 select components. This includes parts already covered by lower-tier plans, as well as select components in the following categories: 

  • Rear suspension
  • Emissions
  • Audio system
  • Safety and restraint system 

ExtraCARE

The ExtraCARE plan covers parts and labor for 113 select components. This includes additional parts in categories already covered by lower-tier plans, as well as select components of your vehicle’s high-tech parts.

BaseCARE

The BaseCARE plan covers parts and labor for 84 select components. This includes additional parts in systems already covered by the lowest tier PowertrainCARE plan, as well as select components in these areas:

  • Steering
  • Brakes (excluding wear-and-tear components)
  • Front suspension
  • Air conditioning and heating
  • Electrical

PowertrainCARE

The PowertrainCARE plan covers parts and labor for 29 key components in these areas:

  • Engine
  • Transmission
  • Rear-wheel drive
  • Front-wheel drive

Lincoln Extended Warranty Benefits

All Lincoln Protect ESPs come with 24-hour roadside assistance, which includes towing to a dealership if you face mechanical problems on the road. It also offers flat tire assistance and lockout service. 

If your car is in the repair shop overnight, Lincoln will reimburse you for up to 10 days of a rental car, which is twice as long as the offer from many other automakers.

Maintenance And Other Plans

Lincoln has other protection plans to offset the cost of general maintenance or specific part repairs, such as:

  • Premium Maintenance Plan: This plan covers routine maintenance, the replacement of wear-and-tear parts, and multipoint inspections. 
  • TireCARE: This plan covers the repair or replacement of tires damaged by road hazards and offers reimbursement for towing up to $100. 
  • DentCARE: This plan covers the cost of repairing dents and dings.
  • WindshieldCARE: This plan covers repair costs for small chips and cracks in your windshield. 
  • TripleCARE: This plan combines coverage from TireCARE, DentCARE, and WindshieldCARE.

Do You Need Lincoln Warranty Coverage?

Lincoln extended warranties are only available for new or certified pre-owned Lincoln vehicles still within the limited warranty period. While you don’t have to buy it at the time of purchasing your Lincoln, you do have to purchase it before the vehicle is 4 years old or has 50,000 miles, whichever comes first.

Yet even without an extended warranty, Lincoln offers limited protection for its new and certified pre-owned vehicles. A new Lincoln comes with a manufacturer warranty that includes several types of coverage, each with their own expiration date:

  • Limited bumper-to-bumper warranty: 4 years/50,000 miles
  • Limited powertrain warranty: 6 years/70,000 miles
  • Safety restraint system limited warranty: 5 years/60,000 miles
  • Corrosion limited warranty (perforation only): 5 years/unlimited miles

Certified pre-owned Lincoln vehicles come with a slightly different limited warranty, which expires 6 years or 100,000 miles from the in-service date.

Lincoln cars have an above average reliability rating from RepairPal, which gives the brand 3.5 out of 5.0 stars. Annually, the average cost of repairs for Lincoln vehicles is $879, including both regularly scheduled maintenance and unscheduled repair service.


Benefits Of A Third-Party Extended Car Warranty

Buying a Lincoln from a dealer doesn’t mean your only extended warranty option is through the manufacturer.

Opting for a third-party vehicle service contract means you can purchase whenever the timing is right for you (and not necessarily before your manufacturer warranty expires). This gives you a shot at getting coverage for an older vehicle. 

Those with a favorite mechanic should also consider a third-party extended warranty company. Usually, these providers allow you to work with any repair facilities certified by the National Institute for Automotive Service Excellence (ASE®). Having a Lincoln extended warranty gives you access to the company’s repair facilities and factory-trained technicians, but if the service center locations aren’t nearby, this can be a real inconvenience.

We’ve compared Lincoln’s extended warranty with a top third-party provider, Endurance, to give you an idea of what the differences in plan details could look like.

Lincoln

Extended Warranty

Endurance

Extended Warranty

Start DateBefore 3 years/36,000 milesAnytime
Longest Term8 years/125,000 miles200,000+ miles
Number of Plans46
Deductible$0, $50 $100, $200, disappearing$0, $50, $100, $200
Repair Facilities

U.S., Canadian, or Mexican Lincoln

and Ford dealerships only

ASE-certified repair shops
Extra Benefits
  • Roadside assistance
  • Tire repairs
  • Lockout assistance
  • Refueling
  • Rental reimbursement

1 year free of Elite Benefits, which includes:

  • Roadside assistance
  • Total loss protection
  • Collision discount
  • Tire repair/replacement
  • Key fob replacement
  • Endurance mobile app

The Bottom Line: Lincoln Extended Warranty

If you’re already purchasing a new or certified pre-owned Lincoln vehicle younger than four years old, it could be worth it to get a quote for the Lincoln extended warranty. 

If longer plan terms and repair shop flexibility are important to you, third-party extended auto warranties can offer a good alternative to Lincoln’s offering. Plus, you have time to decide and do your research.

With the average annual repair costs for a Lincoln coming in at $879, it’s important to consider how you plan to pay for repairs, especially after the manufacturer warranty expires. We recommend shopping around to find the best way to protect your Lincoln and budget for as long as you own the car.

Endurance
4.5
Reputation: 4.5/5.0
Coverage: 5.0/5.0
Price: 4.5/5.0
Customer Experience: 4.5/5.0
idée Endurance is our first choice for extended warranties
  • Best Plan Offerings
  • Mileage Covered: 200,000 miles on the odometer
  • Free Cancellation: Full refund within 30 days
  • Plan Options: 6 different plans to choose from
  • Longest Plan Term: Up to 8 years
  • Discounts: $300 same-day signup discount, $250 shopping voucher, and others
Plan coverage includes Endurance Elite perks™
Exclusionary plan One-year membership for free
Powertrain plan Tire repair and replacement
Maintenance coverage with Endurance Advantage Key fob replacement
Roadside assistance Total loss protection
Towing Collision discount
Rental car $250 rewards voucher
Trip interruption coverage Endurance Protect app

View Pricing from our #1 Provider – Endurance

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How We Rate Warranty Providers

Our review process aims to deliver consistent and unbiased assessments of extended auto warranty providers. While there are multiple qualities that make a warranty company successful, our review team focuses on those we believe are the most important for consumers:

  • Reputation: It’s important that an extended car warranty company is able to meet its claims obligations. Companies with a strong rating from the Better Business Bureau (BBB) and a long history of reliable service score well in this category. We also evaluate the availability and transparency of each company’s contracts, as well as whether each provider offers a money-back guarantee.
  • Coverage: Our team of experts looks at the number of extended warranty plans available, as well as term limits, exclusions, and added benefits like roadside assistance. Ratings also take into account the availability of maintenance coverage.
  • Cost: Cost can be difficult to compare between providers because so many factors impact vehicle service contract pricing. To determine our cost score, we perform a secret shopper analysis for a variety of vehicles and plans and consider available deductibles.
  • Customer Experience: We listen to real customer sales calls and comb through reviews on sites like the BBB to learn about customer experiences. Warranty companies with a low volume of complaints score well in this area. We also consider the availability of mobile apps and chat features.