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Kia Extended Warranty

Kia offers five extended warranties: Powertrain, Silver, Gold, Gold Plus, and Platinum. Each protects your car’s critical parts for up to 120,000 miles.

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04/24/2024 12:00 AM

The Gist:

  • Even with Kia’s solid reliability reputation, an extended warranty plan could be valuable in case of unexpected car repairs.
  • The manufacturer sells extended coverage ranging from basic powertrain protection to a bumper-to-bumper warranty that extends factory vehicle coverage.
  • By shopping around, you might be able to save money on an extended warranty for your Kia provided by a third-party warranty company.

Kia vehicles are among the most reliable in the auto industry, according to expert studies, and owners don’t often incur expensive repair costs. However, even dependable vehicles break down sooner or later, which is when a Kia extended warranty could come in handy.

But is Kia’s coverage the best option for your vehicle? In this article, we’ll take a look at Kia’s factory warranty, reliability ratings, average repair costs, and more to help you determine the potential value of a Kia extended warranty. We’ll also see how Kia’s extended warranty options stack up against one of the industry’s best extended car warranty providers.

To know which warranty is right for you, you’ll want to compare pricing for your vehicle. You’ll need to contact a dealership for a Kia extended warranty quote, but you can get free quotes from several of the leading third-party providers below.

Reputation: 4.5/5.0
Coverage: 5.0/5.0
Price: 4.5/5.0
Customer Experience: 4.5/5.0
idée Endurance is our first choice for extended warranties
  • Best Plan Offerings
  • Mileage Covered: 200,000 miles on the odometer
  • Free Cancellation: Full refund within 30 days
  • Plan Options: 6 different plans to choose from
  • Longest Plan Term: Up to 8 years
  • Discounts: $300 same-day signup discount, $250 shopping voucher, and others
Plan coverage includes Endurance Elite perks™
Exclusionary plan One-year membership for free
Powertrain plan Tire repair and replacement
Maintenance coverage with Endurance Advantage Key fob replacement
Roadside assistance Total loss protection
Towing Collision discount
Rental car $250 rewards voucher
Trip interruption coverage Endurance Protect app

Kia Extended Warranty Coverage

When you buy a new Kia from the dealership, you can purchase the manufacturer’s extended warranty coverage to protect your vehicle for up to 120,000 miles. Five plans are available: Powertrain, Silver, Gold, Gold Plus, and Platinum.

Kia Extended WarrantyCoverage Terms
PowertrainUp to 120,000 miles
SilverUp to 120,000 miles
GoldUp to 120,000 miles
Gold PlusUp to 120,000 miles
PlatinumUp to 120,000 miles

Kia Extended Warranty Plans

Kia’s extended warranty plans range in coverage from its basic Powertrain plan to its bumper-to-bumper Platinum plan. Below we will discuss each extended warranty plan and the parts covered.

Kia Extended WarrantyDetails
PowertrainThe most basic warranty plan covers essential vehicle components such as the engine, transmission, and drive axle.
SilverThe Silver plan includes powertrain parts but adds additional coverage for the steering, brakes, air conditioning, front suspension, and electrical systems.
GoldThe Gold plan is an enhancement of Silver and Powertrain coverage and it includes all systems in the lower tiers but with a longer list of covered components for each.
Gold PlusThis plan adds additional coverage to the Gold plan by including the fuel and cooling systems and rear suspension.
PlatinumThe highest level of Kia warranty coverage is comparable to the bumper-to-bumper factory warranty. This exclusionary plan includes almost every vehicle component minus a list of certain parts.

Kia Powertrain Extended Warranty

The Kia Powertrain warranty covers your car’s engine, transmission, transaxle, transfer case, and drive axle. For hybrid or electric vehicles, Kia’s extended powertrain coverage includes natural gas components. While similar to the manufacturer’s original warranty on a new car, the extended powertrain plan covers a few less components on Kia. It is essential to read any vehicle service contract carefully before signing.

Kia Silver Extended Warranty

The Silver plan protects all of the same parts as the powertrain warranty but with some additional systems covered. This plan includes coverage for:

  • Steering systems
  • Brakes
  • Air Conditioning
  • Front suspension
  • Electrical components

Kia Gold Warranty

The Gold warranty includes all major vehicle components found in Kia’s Powertrain and Silver plans but adds additional parts. With the Gold plan, Kia covers more components related to the engine, cooling system, transmission, drive axle, steering, brakes, air conditioning, suspension, and electrical systems for up to 120,000 miles.

Kia Gold Plus

The Gold Plus plan adds coverage for the fuel and cooling systems as well as rear suspension parts to the basic Kia Gold plan.

Kia Platinum Warranty

The Platinum warranty is an exclusionary contract that covers nearly all Kia parts. Some of the only parts that aren’t covered are:

  • Pressure plate
  • Airbags and safety restraint systems
  • Body parts
  • Trim, tires, and wheels
  • Non-hybrid/electric batteries,
  • Lightbulbs and upholstery
  • Exhaust system
  • Brake linings, drums, rotors, and pads

Kia Extended Warranty Additional Benefits

All Kia extended warranty plans include perks such as towing, roadside assistance, flat tire service, rental car reimbursement, and trip interruption coverage up to $100 a day for a maximum of three days.

Kia Appearance Protection

While extended warranties will not help pay for cosmetic damages or wear-and-tear item replacement, Kia owners have the option to purchase an appearance protection plan, which covers:

  • Dents and dings
  • Windshield chips
  • Headlight brightening
  • Interior repair services
  • Road hazard tire and wheel protection

Kia Maintenance Plan

The manufacturer provides a factory-recommended maintenance schedule to keep your Kia in good working order. Instead of paying for these services out of pocket, you can purchase one of two Kia Maintenance Plans, each lasting up to six years. 

Kia’s highest level for a maintenance contract includes two vehicle services per year for oil changes, tire rotations, brake fluid exchange, and more. A lower coverage, called Kia Maintenance Plan Select Services, will cover the cost of your oil changes and tire rotations at factory-specified intervals.

Kia Extended Warranty Cost

A Kia extended warranty must be purchased from a dealership, which means the final price is likely to be negotiable. In our research, we found one customer who reported paying around $1,600 for a 7-year/75,000-mile Kia extended warranty. The customer did not say what car they own or which plan they chose, but even for the lowest level of Kia extended warranty coverage, this is a competitive price for vehicle protection.

However, the cost of any extended warranty is variable, so a protection plan for your Kia may differ from this example.

Factors that will determine the cost of your Kia extended warranty include:

  • Vehicle model
  • Vehicle age and mileage
  • Contract deductible choice
  • Contract term length
  • Location

Is A Kia Extended Warranty Worth It?

When considering a Kia extended warranty, it helps to compare expected repair costs with the cost of coverage. The best protection plan will pay for itself if you experience major repair costs. However, even if a warranty costs more than your vehicle’s average repairs, it can still be worth it to protect you against an especially expensive breakdown.

Are Kia’s Reliable?

Kia vehicles are very reliable, ranking third overall in RepairPal’s most recent reliability ratings. The average annual Kia repair cost is $474. Though this differs for each Kia model, it is much lower than the industry-wide average of $652.

Select Kia models, their reliability ratings, and associated repair costs are outlined below.

RepairPal Reliability RatingAverage Annual Repair Cost
Kia Sorento4.0 out of 5.0$533
Kia Optima4.0 out of 5.0$471
Kia Sportage4.0 out of 5.0$462

Kia Maintenance Cost

As you can see, Kia vehicles are exceptionally reliable, with most models costing less than $500 per year to maintain.

This is likely less than you would pay for Kia extended warranty coverage. However, some common issues can require costly repairs that customers may need help paying out of pocket. A Kia extended warranty not only gives drivers peace of mind that expensive repairs will be covered, but it can also be a way to finance repair costs.

Factory Warranty

All new Kias come with a manufacturer’s warranty at no additional cost. The Kia factory warranty is extensive, and powertrain coverage lasts longer than even some manufacturer extended warranties.

New Kia warranty coverage includes:

  • 10-year/100,000-mile limited powertrain warranty
  • 5-year/60,000-mile limited basic warranty
  • 5-year/100,000-mile anti-perforation warranty
  • 5-year/60,000-mile roadside assistance benefits

The five-year limited basic warranty protects nearly all Kia-installed parts, with the same exceptions as the Kia extended warranty. After five years, only powertrain components are protected.

Certified Pre-Owned Warranty

Certified pre-owned (CPO) Kia vehicles are protected by a 10-year/100,000-mile pre-owned powertrain limited warranty.

If you do not plan to own your Kia for more than five years, it is unlikely that you will need extended protection. However, Kia coverage is transferable. This means that a Kia extended warranty could help raise the resale value of your vehicle if you sell it within the limits of your contract.

Best Extended Car Warranty For Kia

It’s worth considering third-party extended warranties in addition to those offered by the manufacturer. Third-party providers may offer more flexible coverage terms, more deductible options, and longer contracts.

Our review team has examined every major extended auto warranty provider in the industry, taking a look at plan options, costs, customer reviews, and more. We found Endurance to be among the best third-party providers on the market.

See how a Kia extended warranty compares to Endurance warranty coverage below.

Extended Warranty
Extended Warranty
Start DateBefore factory warranty expiresAnytime
Longest Term120,000 miles200,000+ miles
Number of Plans56
DeductibleVaries$0, $50, $100, $200
Repair FacilitiesKia dealershipsRepair shops certified
by the National Institute
for Automotive Service Excellence
Extra Benefits• Roadside assistance
• Rental car reimbursement
• Courtesy towing
• Trip interruption benefits
• Flat tire service
1 year free of Elite Benefits, which includes:

• Roadside assistance
• Total loss protection
• Collision discount
• Tire repair/replacement
• Key fob replacement
• Endurance mobile app
How to PurchasePurchase from dealershipsGet Quote

With Endurance, customers have access to more plan options. However, two of the most important factors for an extended warranty are cost and quality of coverage. The highest level of protection offered by a Kia extended warranty will likely cover as much or more than an Endurance warranty. Because dealership pricing may be negotiable, Kia coverage could also be cheaper.

Extended Warranty Kia: Our Take

Kia vehicles are known for their reliability, according to expert sources like RepairPal. The cars come with a lengthy manufacturer’s warranty, so many drivers foregoing a Kia extended warranty. However, longer coverage is worth considering for those intending to keep their Kias longer than 10 years or who want extended bumper-to-bumper warranty coverage.

A Kia extended warranty from the dealer provides comprehensive coverage at relatively low rates. Unlike a third-party provider, there is a guarantee that repairs will be made by Kia-trained technicians using genuine Kia parts.

Recommended Providers

Our review team conducted an extensive review of the best extended car warranty companies in the industry to help you make an informed decision. Third-party extended warranty providers often offer longer coverage at more affordable prices than extended warranty plans from the automaker. In addition, if your factory warranty has already expired, third-party providers allow you to purchase extended warranty coverage while you’d be ineligible at a dealership.

To see how much you would pay for extended coverage for your Kia, get free quotes from a few leading providers and compare plans. We recommend getting free no-obligation quotes from third-party providers such as Endurance and Carchex for your Kia.

Endurance: Best Plan Offerings

Our review team ranked Endurance 4.5 out of 5.0 stars and gave it the award of Best Plan Offerings. The company has been a third-party extended warranty provider since 2005. Customers give Endurance 3.7 out of 5 stars on Trustpilot.

Endurance offers multiple plans, deductibles, and payment installment options. All extended warranties from Endurance come with additional benefits such as 24-hour roadside assistance, trip interruption benefits, and rental car coverage.

Read more: Endurance warranty reviews

Carchex: High Mileage Limits

Our review team ranks Carchex 4.4 out of 5.0 stars and recognizes it for its High Mileage Limits. The company was founded in 1999 and has an A+ rating with the Better Business Bureau (BBB). Carchex offers five plans with various coverage levels and some of the best coverage options for high-mileage vehicles. Carchex plans are refundable with a 30-day money-back guarantee.

Read more: Carchex warranty reviews

Kia Dealer Extended Warranty: FAQ

Below are frequently asked questions regarding Kia’s extended warranties:

Is a Kia extended warranty worth it?

Kia vehicles are known for their reliability and come with a long and comprehensive factory warranty. If you want to keep your Kia for a long time and want to be protected against high-cost repairs, a Kia extended warranty could be worth it for you.

Does Kia offer an extended warranty?

Kia offers five extended warranty contracts that can cover your vehicle up to 120,000 miles. The Kia extended warranty plans are: Platinum, Gold Plus, Gold, Silver and Powertrain.

What does a Kia warranty not cover?

Kia warranties have many standard exclusions, such as pressure plates, airbags, glass, vehicle body damage, trim, tires and wheels, batteries (except hybrid and electric batteries, which are covered), lightbulbs, upholstery, safety restraint systems, emissions systems, and brake linings, drums, rotors, and pads.

How We Rate Warranty Providers

Our review process aims to deliver consistent and unbiased assessments of extended auto warranty providers. While there are multiple qualities that make a warranty company successful, our review team focuses on those we believe are the most important for consumers:

  • Reputation: It’s important that an extended car warranty company is able to meet its claims obligations. Companies with a strong rating from the Better Business Bureau (BBB) and a long history of reliable service score well in this category. We also evaluate the availability and transparency of each company’s contracts, as well as whether each provider offers a money-back guarantee.
  • Coverage: Our team of experts looks at the number of extended warranty plans available, as well as term limits, exclusions, and added benefits like roadside assistance. Ratings also take into account the availability of maintenance coverage.
  • Cost: Cost can be difficult to compare between providers because so many factors impact vehicle service contract pricing. To determine our cost score, we perform a secret shopper analysis for a variety of vehicles and plans and consider available deductibles.
  • Customer Experience: We listen to real customer sales calls and comb through reviews on sites like the BBB to learn about customer experiences. Warranty companies with a low volume of complaints score well in this area. We also consider the availability of mobile apps and chat features.

*Data accurate at time of publication

View Pricing from our #1 Provider – Endurance