Advisor

Content on Jalopnik Advisor is commercial in nature and independent of Jalopnik Editorial and Advertising. Jalopnik Advisor content is free to consumers and always will be, however we and our partners may be compensated if you purchase a product or service through the links on this website.

Is A Honda Accord Extended Warranty Worth It?

Honda offers its own branded vehicle protection plan to owners of its vehicles, including Accords. But is a Honda Accord extended warranty your best option?

Invalid Zip Code

For our #1 rated provider,  

888-570-8415

03/18/2024 10:00 PM

View Pricing from our #1 Provider – Endurance

×

The Honda Accord is one of the most popular and most reliable cars on the road and has been for some time. But like all cars, even the Accord is likely to experience problems at some point. To prepare for that and avoid surprise bills for expensive repairs, some owners look to a Honda Accord extended warranty.

This article takes an in-depth look at the automaker’s extended warranty program, Honda Care®. We’ll examine its levels of coverage, additional benefits, and other vehicle protection products. This can help you determine whether this branded option is your best choice for a Honda Accord extended warranty or if third-party coverage from one of the best extended car warranty companies might be a better fit.

Endurance
4.5
Reputation: 4.5/5.0
Coverage: 5.0/5.0
Price: 4.5/5.0
Customer Experience: 4.5/5.0
idée Endurance is our first choice for extended warranties
  • Best Plan Offerings
  • Mileage Covered: 200,000 miles on the odometer
  • Free Cancellation: Full refund within 30 days
  • Plan Options: 6 different plans to choose from
  • Longest Plan Term: Up to 8 years
  • Discounts: $300 same-day signup discount, $250 shopping voucher, and others
Plan coverage includes Endurance Elite perks™
Exclusionary plan One-year membership for free
Powertrain plan Tire repair and replacement
Maintenance coverage with Endurance Advantage Key fob replacement
Roadside assistance Total loss protection
Towing Collision discount
Rental car $250 rewards voucher
Trip interruption coverage Endurance Protect app

What Does A Honda Extended Warranty Cover?

Whether you purchase your Honda Accord as a new car or a pre-owned one, the salesperson at the dealership will offer you a chance to purchase a Honda Care® vehicle service contract. Though they go by a different name, the company’s vehicle service contracts are essentially a Honda extended warranty from the manufacturer. Terms as long as 8 years/120,000 miles are available.

Honda’s plans require covered repairs for your Accord to be done by factory-trained Honda technicians using genuine Honda parts. The Honda Accord extended warranty can be transferred to a new owner if you sell your car.

These vehicle warranties come in two categories:

  • Powertrain coverage
  • New, pre-owned, and certified additional coverage

Powertrain Coverage

The most basic level of Honda Accord extended warranty coverage is its powertrain plan. It only covers specified components in your Accord’s drivetrain and most vital systems, including these:

  • Engine
  • Front and rear drive axles
  • Transmission
  • Fluids, seals, and gaskets

New, Pre-Owned, And Certified Additional Coverage

Honda also offers more comprehensive new and used car warranties. This plan is the closest the manufacturer offers to a bumper-to-bumper warranty. It covers everything in the powertrain warranty and listed components in the following systems:

  • Electronics: Computers, electronic components, and the electrical system
  • Chassis: The suspension, steering, and braking systems
  • Heating and cooling: The heating and cooling systems and the air conditioning
  • Honda genuine accessories: Honda audio, communication, navigation, and security systems

Honda Care® Extended Warranty Benefits

Whichever plan you choose for your Honda Accord extended warranty, you’ll get a few benefits along with your coverage. These include:

  • Roadside assistance: This covers the cost of emergency services such as towing, lockout assistance, battery jump-starts, tire replacement, and fuel delivery.
  • Rental car reimbursement: If your Honda Accord requires covered repairs, the company will reimburse up to $35 in rental car expenses per day for up to six days.
  • Trip interruption benefit: If a mechanical breakdown interrupts your travel plans while you’re more than 100 miles from home, Honda will cover up to $100 in meals and lodging expenses per day for up to three days.

Each Honda Accord extended warranty plan also includes concierge services such as emergency cash advance, insurance claim assistance, and auto glass replacement referrals. These services come with a membership in Honda’s motor club, which you’ll automatically be enrolled in at no additional cost when you purchase a Honda Care® plan.

What’s Not Included In A Honda Extended Warranty?

If you purchase a Honda Care® powertrain plan, you’ll only have protection for listed components within the drivetrain system. That means you’ll be responsible for anything other than the engine, drive axles, transmission, fluids, seals, and gaskets.

The Honda Care® additional coverage plan, however, is exclusionary coverage, similar to a bumper-to-bumper warranty. That means the plan covers everything that isn’t specifically listed as an exclusion. With Honda’s extended auto warranty, those exclusions are:

  • Body panels and other exterior body parts 
  • Carpets
  • Glass
  • Maintenance items
  • Ornamental items
  • Tires

Additional Honda Coverage Products

Honda Care® vehicle service contracts aren’t the only types of additional coverage you can buy from the manufacturer. The company offers a few other forms of protection in addition to its Honda Accord extended warranty options.

Sentinel Services

In addition to all of the same extended warranty benefits like roadside assistance, trip interruption benefits, and rental car reimbursement, the Sentinel Services plan offers coverage for these items:

  • Routine oil and filter changes
  • Tire rotation
  • Key fob replacement (up to $400 benefit)
  • Road hazard protection for your tires

Both plans only cover the four tires that are on your Honda Accord at the time you buy coverage. Reimbursement for repair costs is limited to $35 per tire.

Honda Sentinel Services plans don’t cover damage caused by the following:

  • Manufacturing defects
  • Collision
  • Theft
  • Vandalism
  • Intentional damage

Sentinel Plus Services

The Sentinel Plus plan is basically a combination of the Sentinel Services plan and coverage you’d get from a Honda Accord extended warranty. With this vehicle protection plan, you’ll get everything included in the Sentinel Services plan. You’ll also get stated-component coverage for parts of these systems:

  • Chassis
  • Electronics
  • Heating and cooling
  • Honda genuine accessories

It’s important to note that the benefits, exclusions, and coverage limits in these plans can change depending on where you live. Ask your Honda dealer about what each plan covers in your specific situation before agreeing to a warranty.

Maintenance Program

The Honda Care® maintenance program covers all the routine maintenance services outlined in your Honda Accord owner’s manual. This includes service for these items:

  • Automatic-transmission fluid
  • Brake fluid
  • Multipoint inspections
  • Oil and filter changes
  • Tire rotations

This plan is only available for 2023 or newer Honda vehicles.

Guaranteed Asset Protection (GAP)

It’s not uncommon for owners of vehicles, especially new vehicles, to owe more on their cars than they’re worth. That can leave you in a bad spot if your car is totaled in an accident, as you’ll still need to make payments on a car you can no longer drive.

Honda offers guaranteed asset protection, also known as GAP coverage, to help prevent this situation. The company’s GAP can cover up to the difference between what you owe and what your car insurance covers. It also comes with the following benefits:

  • Unlimited loss coverage
  • Covers your insurance deductible up to $1,000
  • Available for loan terms up to 84 months
  • Can be paid as a one-time fee or rolled into your monthly loan payments

However, just like with Honda Accord extended warranty products, how much your GAP coverage actually protects varies greatly based on the state you live in and a few other factors. Read through the fine print so you understand exactly what is and isn’t covered under Honda’s GAP program.


Do You Need Honda Accord Extended Warranty Coverage?

Depending on where you bought your vehicle and how old it is, you may already have a Honda Accord extended warranty. A new Honda Accord comes with a 3-year/36,000-mile new vehicle limited warranty and a 5-year/60,000-mile powertrain warranty. While someone might be happy to sell you a warranty you don’t need, doubling up on coverage won’t benefit you.

The automaker also packages a warranty with certain used Hondas sold at its dealerships. Coverage is based on which of three categories your Honda Accord falls under: HondaTrue Certified, HondaTrue Certified+, or HondaTrue Used.

HondaTrue Certified Vs. HondaTrue Certified+

Honda classifies its certified pre-owned (CPO) vehicles as HondaTrue Certified or HondaTrue Certified+. The main difference between these two is the age of the used vehicle. As of March 2024, vehicles with model years 2019–2024 are eligible to be HondaTrue Certified, and vehicles with model years 2023 and 2024 are eligible to be HondaTrue Certified+. Both categories require the vehicle to have fewer than 80,000 miles.

Both come with some of the same benefits found in Honda Care® programs, plus a few others:

  • Roadside assistance
  • Trip interruption benefit
  • Concierge services
  • 90 days of free Sirius XM service
  • Up to two complimentary oil changes in the first year of ownership

Both categories extend the used car’s powertrain coverage to 7 years/100,000 miles from the original in-service date. The main difference is in how long the non-powertrain coverage lasts. This warranty is similar to what you find in a Honda Care® additional coverage service plan, including coverage for your car’s electrical, heating, and cooling systems.

HondaTrue Certified+ vehicles come with a 5-year/86,000-mile non-powertrain warranty.

HondaTrue Certified vehicles bought while the original Honda factory warranty is still active extend that coverage to 4 years/48,000 miles. HondaTrue Certified vehicles bought after the factory warranty has expired come with a 1-year/12,000-mile warranty from the date of delivery.

HondaTrue Used

HondaTrue Used coverage is available for vehicles with model years 2012–2022, and there’s no mileage limit. It offers much shorter protection, at 100 days/5,000 miles for both powertrain and non-powertrain coverage. It offers the same benefits as HondaTrue Certified or HondaTrue Certified+ plans, except that it comes with only one oil change in the first year of ownership instead of two.

Honda Accord Reliability

The Honda Accord is a famously reliable car. RepairPal gives the vehicle 4.5 out of 5.0 for reliabilty. The site estimates average annual maintenance and repair costs for a Honda Accord to be $400, which is about 39% lower than the average for all vehicle models. 

According to RepairPal users, the most common issue with the Honda Accord is a failed ignition switch, which the site estimates to cost between $151 and $186 to replace. Here are some other common Honda Accord repairs and their estimated costs:

RepairEstimated Cost
Air conditioning condenser fan motor replacement$199–$444
Suspension control arm bushings replacement$223–$286
Camshaft position sensor replacement$256–$343
Engine oil pan replacement$515–$573
Power steering control module replacement$553–$564

But despite how reliable the car is, major mechanical failures are a risk with any vehicle. Major issues might be less likely with an Accord than with other cars, but they’re still a possibility. Ultimately, whether or not you need a Honda Accord extended warranty depends on how willing you are to live with the risk of huge surprise repair bills.


What Are The Benefits Of A Third-Party Extended Warranty?

Third-party extended warranties may not carry the Honda name, but they do come with some key advantages. These include:

  • Repair nearly anywhere: Honda Care® requires you to get your Accord repaired at a dealership. But with a third-party warranty, you can take it to almost any licensed mechanic you like. This can be especially helpful if you need repairs while traveling. 
  • Buy anytime: Unlike Honda’s plans, you can buy third-party coverage any time you want. That means you can take your time finding the right plan and provider for you.
  • More options: The Honda Accord extended warranty only offers two plans. But most extended warranty companies have several options, allowing you to tailor coverage to your needs.
  • High-mileage options: Honda’s plans cover your Accord for up to 8 years/120,000 miles at most. However, third-party providers offer plans with coverage for up to 10 years and up to 300,000 miles.

As an example, here’s how Honda Care® stacks up to third-party extended warranty provider Endurance:

Honda Extended WarrantyEndurance Extended Warranty
Start DateWhen the original manufacturer’s warranty expires (3 years/36,000 miles)Anytime
Longest Term8 years/120,000 miles200,000+ miles
Number of Plans26
Deductible$0, $100$0, $50, $100, $200
Repair FacilitiesHonda dealershipsRepair shops certified by the National Institute for Automotive Service Excellence (ASE®)
Extra BenefitsRoadside assistance Rental reimbursement Trip interruption benefitsRoadside assistance Rental reimbursement Trip interruption benefits Tire repairs Key fob replacement Collision discount Total loss protection

The Bottom Line: Honda Accord Extended Warranty

As manufacturer extended warranties go, Honda Care® is a solid option for your Honda Accord.  The automaker’s plans come with attractive perks and excellent coverage. For people who insist on getting their Accords serviced with genuine Honda parts at the brand’s dealerships, this could be the way to go.

But the reality is that you can still have your Accord serviced at that same dealership with a third-party vehicle service contract if you want. And you’ll have other options when that isn’t possible.

While Honda Care® offers good coverage, you’re likely to find more flexibility, more options, and maybe even better prices elsewhere.

Endurance
4.5
Reputation: 4.5/5.0
Coverage: 5.0/5.0
Price: 4.5/5.0
Customer Experience: 4.5/5.0
idée Endurance is our first choice for extended warranties
  • Best Plan Offerings
  • Mileage Covered: 200,000 miles on the odometer
  • Free Cancellation: Full refund within 30 days
  • Plan Options: 6 different plans to choose from
  • Longest Plan Term: Up to 8 years
  • Discounts: $300 same-day signup discount, $250 shopping voucher, and others
Plan coverage includes Endurance Elite perks™
Exclusionary plan One-year membership for free
Powertrain plan Tire repair and replacement
Maintenance coverage with Endurance Advantage Key fob replacement
Roadside assistance Total loss protection
Towing Collision discount
Rental car $250 rewards voucher
Trip interruption coverage Endurance Protect app

Honda Accord Extended Warranty: FAQ

How long is Honda's extended warranty?

Honda Care® vehicle service contracts provide up to 8 years/120,000 miles of coverage. The amount and length of coverage vary, depending on a number of factors.

Can I buy an extended warranty later?

You can buy a Honda Care® vehicle service contract at any time before the Honda factory warranty expires. If you choose a third-party provider instead, you can buy your coverage at just about any time you want.

Is a Honda extended warranty refundable?

You are only guaranteed to get a full refund on your Honda Accord extended warranty from the manufacturer if you cancel within 60 days from the beginning of coverage. Some third-party extended warranty companies will allow you to cancel at any time and receive a prorated refund.

Does Honda Care® cover the transmission?

Both the powertrain-only coverage and additional coverage Honda Care® options cover your transmission.

How We Rate Warranty Providers

Our review process aims to deliver consistent and unbiased assessments of extended auto warranty providers. While there are multiple qualities that make a warranty company successful, our review team focuses on those we believe are the most important for consumers:

  • Reputation: It’s important that an extended car warranty company is able to meet its claims obligations. Companies with a strong rating from the Better Business Bureau (BBB) and a long history of reliable service score well in this category. We also evaluate the availability and transparency of each company’s contracts, as well as whether each provider offers a money-back guarantee.
  • Coverage: Our team of experts looks at the number of extended warranty plans available, as well as term limits, exclusions, and added benefits like roadside assistance. Ratings also take into account the availability of maintenance coverage.
  • Cost: Cost can be difficult to compare between providers because so many factors impact vehicle service contract pricing. To determine our cost score, we perform a secret shopper analysis for a variety of vehicles and plans and consider available deductibles.
  • Customer Experience: We listen to real customer sales calls and comb through reviews on sites like the BBB to learn about customer experiences. Warranty companies with a low volume of complaints score well in this area. We also consider the availability of mobile apps and chat features.

*Data accurate at time of publication.