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BMW Maintenance Cost

BMW owners can expect to pay anywhere from $1,000 to $1,700 per year for repairs and routine maintenance, making BMW more expensive than other car brands.

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02/05/2024 05:01 PM

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The Gist:

  • RepairPal ranks BMW 30th out of 32 car brands in its reliability ratings.
  • A major repair can set BMW owners back between $1,000 to $3,000.
  • You can mitigate the high repair costs with an extended auto warranty and adhering to the maintenance schedule in your owner’s manual.

BMWs deliver excellent performance with refined styling. But maintaining your stylish ride comes at a cost–you could pay between $150 and $400 for maintenance every 10,000 miles. 

If you’re concerned about BMW’s high repair costs, you can always get an extended auto warranty. Some of the best providers offer plans that pay for your vehicle’s most expensive repairs. In the meantime, our guide breaks down repair costs, how to reduce repair expenses, BMW’s extended warranty plan, and the top third-party warranty providers.

Reputation: 4.5/5.0
Coverage: 5.0/5.0
Price: 4.5/5.0
Customer Experience: 4.5/5.0
idée Endurance is our first choice for extended warranties
  • Best Plan Offerings
  • Mileage Covered: 200,000 miles on the odometer
  • Free Cancellation: Full refund within 30 days
  • Plan Options: 6 different plans to choose from
  • Longest Plan Term: Up to 8 years
  • Discounts: $300 same-day signup discount, $250 shopping voucher, and others
Plan coverage includes Endurance Elite perks™
Exclusionary plan One-year membership for free
Powertrain plan Tire repair and replacement
Maintenance coverage with Endurance Advantage Key fob replacement
Roadside assistance Total loss protection
Towing Collision discount
Rental car $250 rewards voucher
Trip interruption coverage Endurance Protect app

How Much Does BMW Maintenance Cost?

BMW maintenance costs approximately $150 to $400 every 10,000 miles. Our table below can help you estimate how much you’ll spend on repair costs annually with different BMW models:

BMW ModelRepairPal Reliability RatingAverage Annual Repair and Maintenance Cost
BMW 328i3.0 out of 5.0$773
BMW 128i3.0 out of 5.0$801
BMW 528i3.0 out of 5.0$825
BMW Z43.0 out of 5.0$895
BMW X13.5 out of 5.0$915

Keep in mind the industry average is $652 in annual repairs, so all BMW models fall well above that. When compared to other luxury brands in annual repair costs, BMW continues to be one of the most expensive to repair:

BMW Common Repairs

Here’s a look at the most common BMW maintenance items and how much they cost:

Maintenance ItemRepairPal Cost Estimate
Coolant loss due to leak from expansion tank$55 to $69
Blower final stage fan resistor failure$212 to $389
Rear window regulator failure$346 to $447
Oil leak from lower engine$399 to $487
Coolant leak from water pump$1,058 to $1,204

Common Issues By Model

One of the best ways to prepare for repair expenses is to know the common repairs associated with a particular model:

BMW ModelCommon RepairRepairPal Cost Estimate
BMW X3Coolant loss$55 to $69
BMW 535iCheck engine light with code P30FF and engine rattle$143 to $180
BMW Z4Valve cover gasket replacement$394 to $486
BMW 328iEngine oil leak$586-$719

BMW’s Maintenance Program

When you buy a new BMW vehicle, it comes with a factory warranty that includes:

  • New vehicle limited warranty of 4 years or 50,000 miles–whichever comes first
  • Powertrain warranty of 4 years/50,000 miles
  • Federal emissions warranty of 8 years/80,000 miles
  • Corrosion/rust warranty of 12 years/unlimited miles

When your manufacturer warranty comes close to expiring, you’ll have the chance to extend coverage for another four years, with a 30 percent discount on plan cost.  

When you buy a new BMW, you’ll also receive access to BMW’s Ultimate Care, which provides free maintenance for the first 3 years/36,000 miles. It includes the services below:

  • Engine oil changes
  • Air filter replacement (cabin, engine)
  • Spark plugs
  • Inspections
  • Remote control and key battery
  • Fuel filter for diesel engines

You can extend this coverage further to cover all of your maintenance items, like your oil changes, tire rotations, brake pad and brake rotor replacements, and much more. 

If you have a used car, you could qualify for BMW’s Ultimate Care Oil Services. This plan is for vehicles six years or older with at least 60,000 miles. With it, you can prepay for three years of oil changes upfront. Since many of the common repairs of BMW models deal with oil leaks, using this maintenance plan can save money, as well as help mechanics spot small issues before they become larger ones. 

Taking advantage of these perks as well as doing regular maintenance items outlined in your owner’s manual can help you reduce the likelihood of incurring high repair bills in the future.

How To Reduce BMW Maintenance Costs

The best way to reduce BMW maintenance costs is to do scheduled services on their recommended intervals. BMW has its maintenance services on 10,000-mile intervals, so it’s easy to remember when to bring it in for service.

Also, with all maintenance items covered for the first three years of ownership for new cars, it means no out-of-pocket costs to you. Just keep in mind you’ll need to bring your vehicle to a BMW-authorized dealer for all services, or else it could void your service agreement. 

Once your factory warranty comes close to expiring, you can extend your maintenance coverage for another four years. After that, you might consider buying an extended auto warranty to cover any surprise repair bills that might arise.

1. BMW Extended Warranty

BMW has three extended warranty plans to choose from, which extend your protection for most repairs for 7 years/100,000 miles. You’ll also have peace of mind knowing that when you take your vehicle to a BMW repair facility, they’ll use 100-percent factory-certified parts. Here’s a look at what each plan covers: 

PlatinumGoldPowertrain Plus
This plan closely resembles what you would find in a bumper-to-bumper warranty due to its extensive list of covered components:

• Engine
• Transmission
• Cooling and heating system
• Electrical
• Gaskets
• Fuel system
• Braking
• Steering
• Navigation
• Entertainment systems
Gold is a good middle-of-the-road plan, covering the following systems:

• Engine
• Transmission
• Steering
• Braking
• Fuel
• Air conditioning
• Drive assembly
• Transfer case

This offers coverage for your vehicle’s drivetrain components, including:

• Engine
• Transmission
• Electrical system
• Drive assembly
• Induction system
• All-wheel transfer case

With every plan, you receive 24/7 roadside assistance, which covers towing, jump-starting dead batteries, refilling emergency fluids, fixing flat tires (or replacing if you have a spare available), and helping with lockouts. The costs for a BMW extended auto warranty vary based on coverage options, your car’s make, model, year, and mileage–plus other things. That said, you can expect to pay around $3,000 to $4,000 for seven years of protection.

BMW Extended Warranty Exclusions

There are exclusions that apply with each plan. Here are some of the most common:

  • Routine maintenance like oil changes, tire rotations, and filter replacements (unless prepaid)
  • Glass damage (unless you have the Windshield Protection Plan)
  • Bumpers
  • Wiper blades
  • Tires and wheels (unless you have the Tire and Wheel Protection Plan)
  • Exterior trim
  • Brake shoes and pads

2. BMW Protection Products

You can also add further BMW protection products to your warranty to extend your coverage. These include: 

  • Paintless dent repair: This plan removes small, minor dents and scratches.
  • Windshield protection: This plan covers windshield cracks and chips from road debris.
  • Key protection: With this protection, BMW will replace your car remote or key, as well as lockout assistance and towing if keys are locked inside your car.
  • Tire and wheel protection: BMW will replace tires that have been damaged by road hazards for up to seven years with this plan.
  • All surface protection: This plan includes interior and exterior sealant that protects surfaces from stains. 
  • Lease-end protection: This plan waives up to $5,000 for wear and tear damages at the end of your lease. 
  • Multi-coverage protection: This plan is a combination of key, dent, windshield, and tire protection. 
  • Guaranteed auto protection: If your BMW is declared a total loss in the event of an accident, this plan covers the gap in your finance agreement between what insurance pays and what you owe.

3. BMW Certified Pre-Owned Warranty

If you plan to buy a used BMW, consider certified pre-owned models. When you buy one, BMW extends your factory warranty coverage for another year with unlimited miles. You’ll also feel confident that your vehicle is ready for the rigors of the road, thanks to BMW’s comprehensive inspections and genuine parts for repairs. 

4. Mechanical Breakdown Insurance

Another option for both new and used vehicles is mechanical breakdown insurance (MBI). Its coverage works similarly to extended auto warranties in that it covers mechanical breakdowns to your vehicle’s engine, transmission, and other covered components.

The difference is it’s a supplemental insurance policy you buy through your provider. From there, the carrier rolls the costs of the policy into your monthly payments, so you don’t have to contend with financing or a higher down payment.

5. Third-Party Extended Warranty Providers

Another option for covering repair costs is third-party warranty providers. They offer extended coverage terms (some cover vehicles up to 300,000 miles) with more plan options than manufacturers. You’ll also have your choice of repair shop, and you may receive free perks like roadside assistance and rental car reimbursement.

It’s convenient to have your choice of mechanics, but if your vehicle is still under factory warranty, it may become voided if you take your BMW to a non-manufacturer mechanic. Also, make sure you research the provider’s reputation. While BMW’s claims process is pretty straightforward, each third-party provider handles its claims process differently.

You can buy warranty plans directly through the provider, many of which offer flexible monthly payments with a low down payment. Generally, it’s ideal to receive quotes from several providers, as it can help you identify the right plan and price for you. 

BMW Maintenance Cost And Extended Warranties: Our Take

BMWs are luxury cars for a reason–they combine style and performance. That said, the luxury of a BMW comes at a cost. They aren’t the most reliable, and their parts are expensive to repair and replace, meaning maintenance costs are higher than those for other car brands.

BMW offers a good factory warranty, as well as extended warranty options for further protection and save on costs. You can also purchase an extended warranty from a third-party provider, which has advantages of its own. It’s important to compare costs and coverage between providers in order to suit your needs.

Top Recommendations For Extended Warranties

When you shop for warranty companies, here are two of the best to consider:

Endurance: Best Plan Offerings

We awarded Endurance the Best Plan Offerings in 2024 for extended auto warranty providers. You’ll have your choice of up to six plans and flexible payment terms. You also gain access to emergency roadside assistance, rental car benefits, and much more. The provider also earned strong marks in customer service. If you want to keep your BMW vehicle much longer than the factory warranty, Endurance is a wise option to consider.

Read more in our Endurance warranty review.

CarShield: Month-To-Month Contracts

CarShield offers six different vehicle service contracts, with monthly prices ranging from $100 to $140. It also offers roadside assistance and trip interruption coverage with every plan. CarShield has a 30-day money-back guarantee, giving you a risk-free way of sampling its services. Overall, CarShield’s value, reputation, and plan choices give them an edge over other warranty companies.

Read more in our CarShield warranty review, or check out our comparison of CarShield to Endurance.

BMW Maintenance Cost: FAQ

Below are frequently asked questions about BMW maintenance costs:

Are BMW expensive to maintain?

Yes, the average repair costs for BMW vehicles is $968 annually, according to RepairPal. 

What is the cost of a BMW service?

BMW maintenance costs approximately $150 to $400 every 10,000 miles.

Is the maintenance cost for BMWs more than for other cars?

BMW maintenance costs more than other car brands like Toyota, Honda, Ford, Acura, Lexus, and Mercedes-Benz.

How We Rate Warranty Providers

Our review process aims to deliver consistent and unbiased assessments of extended auto warranty providers. While there are multiple qualities that make a warranty company successful, our review team focuses on those we believe are the most important for consumers:

  • Reputation: It’s important that an extended car warranty company is able to meet its claims obligations. Companies with a strong rating from the Better Business Bureau (BBB) and a long history of reliable service score well in this category. We also evaluate the availability and transparency of each company’s contracts, as well as whether each provider offers a money-back guarantee.
  • Coverage: Our team of experts looks at the number of extended warranty plans available, as well as term limits, exclusions, and added benefits like roadside assistance. Ratings also take into account the availability of maintenance coverage.
  • Cost: Cost can be difficult to compare between providers because so many factors impact vehicle service contract pricing. To determine our cost score, we perform a secret shopper analysis for a variety of vehicles and plans and consider available deductibles.
  • Customer Experience: We listen to real customer sales calls and comb through reviews on sites like the BBB to learn about customer experiences. Warranty companies with a low volume of complaints score well in this area. We also consider the availability of mobile apps and chat features.

*Data accurate at time of publication.